Executive Director - Card SMB Acquisitions Risk Strategy Director
Company: JPMorganChase
Location: Wilmington
Posted on: April 1, 2026
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Job Description:
Description Join Chase Card Services, the top credit card issuer
in the U.S., and lead innovative credit strategies for small and
medium businesses. As a Card Acquisitions Risk Strategy Director in
the Card Credit Decisioning Unit, you will lead the credit function
for Small & Medium Business Card Acquisitions. You will define risk
appetite, manage credit risk, and ensure lending decisions align
with our financial goals. Collaborating with internal teams, you
will develop risk management strategies and shape underwriting
policies to support responsible growth. Your role is crucial in
managing risk-taking activities for business card originations. Job
Responsibilities • Define the Credit Box in partnership with SMB
Product GM’s, Finance, and the second line of defense Credit Risk
team • Lead alignment with Product and Finance and Risk to define
and execute on strategies to achieve credit goals • Partner closely
with product and risk teams in assessing new credit opportunities.
Define an execution plan for new credit opportunities • Set up
reviews and processes to ensure we are executing well on our credit
box assumptions • Partner with risk strategies in defining
variables that would be included in new credit models and interface
with the modeling team on the acquisitions modeling suite and
roadmap • Recruit and develop high performing talent to staff the
acquisitions credit decisioning unit • Develop and implement
metrics to track acquisitions performance. Lead the report outs for
performance monitoring to senior leadership • Help shape credit
policies, underwriting standards, and risk management frameworks •
Ensure adherence to banking regulations and internal controls
related to credit risk • Work with teams across business lines
(e.g., risk, underwriting, legal, finance) to balance growth and
risk • Provide approvals or recommendations for complex
acquisitions related credit transactions Required qualifications,
skills and capabilities: • Bachelor’s Degree in finance, business
administration, or a related field is required • 10 years of
relevant experience in direct to consumer lending, originations,
and/or retail credit experience at a complex large-scale financial
services business • Ability to evaluate and manage credit risk
effectively along with deep knowledge of banking regulations and
ensuring adherence • Strong judgment in approving or recommending
credit transactions along with exceptional quantitative and
qualitative finance and analytical skills • Demonstrated strategic
thinking and execution skills; insight and ability to proactively
identify opportunities to innovate and improve the business •
Exceptional people leadership, relationship development and
negotiating skills; ability to earn respect and trust among
internal and external business partners and team members • Proven
experience in collaborating across teams and lines of business
within large organizations • Strong proficiency with
executive-level presentation materials and briefings, and the
ability to simplify complex subject matter into digestible
executive communications • A high level of personal initiative,
setting and achieving challenging goals, and demonstrating
entrepreneurial leadership • Excellent analytical skills with the
ability to leverage data and anecdotal feedback to structure
complex problems and make decisions • Demonstrated career of
successful program implementations
Keywords: JPMorganChase, Fayetteville , Executive Director - Card SMB Acquisitions Risk Strategy Director, Accounting, Auditing , Wilmington, North Carolina
